I’ve been wondering if getting auto insurance quotes online actually saves money compared to going through a local agent. Some people say online quotes are cheaper because there’s less overhead, but others claim you might miss out on special discounts an agent can help you find. The good thing about online tools is that you can compare multiple insurers quickly and see the price differences side by side. But it’s still important to read the fine print because sometimes the cheapest option online might have limited coverage. I found this helpful page for comparing auto insurance quotes Louisville and it made it easier to spot hidden savings. What’s been your experience—did you save more online, or did a local agent give you a better deal?